Car accidents are fairly complicated personal injury cases, largely because negligence by multiple parties often contributes to a horrific crash. And not only can there be several people involved, but different insurance companies may also be involved. As a result, the more parties involved, the more complicated the case.
Determining and proving liability is the main challenge of pursuing a car accident claim. Obviously, reckless driving, driving under the influence, or otherwise distracted driving are liabilities for the defendant. If you have sufficient evidence that the other driver caused the accident due to one of these reasons, your case has a strong chance of success.
But other factors can also cause auto accidents. For example:
- Poorly maintained roads
- Inadequate signage
- Defective parts
If one of these additional factors contributed to an auto accident, the manufacturers or responsible agencies may be held liable.
As you can see, sorting out evidence, fault, insurance policies, and insurance coverage requires time, energy, and professional understanding.
When it comes to settling a car accident claim, determining fault is usually the first step. Once the at-fault party is determined, either that party or their insurance will offer payment for damages. However, insurance adjusters will work to reduce the amount of damages paid to you.
If a sufficient settlement is not reached outside of court, you may be entitled to file a lawsuit. In either case, a personal injury lawyer will help you navigate the ins-and-outs of your case.
After a car accident, it’s important to call for help. First, call the police. Then, you should exchange information with the other person or persons involved in the accident. Be sure to write down their name, address, phone number, and insurance information.
Next, if you are able to, begin gathering evidence. Take pictures and make sure to file a report with your police officer. It is vital to make sure your side of the story is reported to and recorded by the police in an official report. Be sure to obtain a copy of the official police report, as any documented evidence will support your case.
If you are hurt while in an automobile accident, don’t move and call 911 for help if possible. If you have any injuries it’s important to see a medical professional immediately as this will be used to build your case.
Even if you don’t have any serious injuries, you should visit a doctor as soon as possible in order to show you were hurt in an auto accident. Additionally, when you visit a doctor they will create medical records that can be used for evidence to strengthen your claim.
Lastly, after the automotive accident, you should meet with a personal injury attorney near you for a case evaluation. They can help you decide whether to settle outside of court or if you should pursue further action.