What is Social Security Disability?
Social Security Disability Insurance (SSD or SSDI) is a federal insurance program managed by the U.S. government and funded by payroll taxes paid by working Americans. Managed and implemented by the Social Security Administration, the program was created to provide supplemental income to Americans whose ability to work is restricted due to injury. Social Security Disability can be temporary or permanent based on whether the applicant’s disability is permanent or not. Social Security Disability is available to all disabled Americans regardless of their level of income. In order to receive SSD, the Social Security Administration (SSA) states a person must:
- Have a physical or mental condition that prevents them from participating in “substantial gainful activity”, and
- The condition is expected to last at last a year or result in death, and
- They are under age 65, and
- They have accumulated 20 social security credits in the last 10 years prior to the onset of disability (one additional credit is required for every year in which the worker’s age is greater than 42
In order to apply for a Social Security Disability claim, an individual must provide specific information about how much money they have earned, the names and addresses of businesses they have worked for in the past 15 years, and dates of employment at each of those jobs. Applicants must be able to prove that due to their disability, they cannot execute any type of work in any capacity. However, even when this information is presented, the majority of initial SSDI claims are denied and are required to go before an administrative law judge (ALJ). It is at this hearing that having an attorney knowledgeable in SSD rules and regulations is invaluable. Experienced Social Security Disability attorneys can help ensure that your case will be properly put together before you are to appear in court. Our disability attorneys at The Cochran Firm have the knowledge and experience to ensure that you win your claim today. Contact us to see how we can help.
Why should I seek legal help?
Social Security Disability claims can be won by claimants not represented by a legal professional; however, the odds of winning a claim with a legal professional highly outway those who chose not to be represented. In simple terms, disability claims become very complex and it takes a legal professional with experience in disability law to know how to prepare for a disability case, in a correct and meticulous manner. Our legal professionals at The Cochran Firm know what the judges will be looking for, what questions need to be answered by your doctor, and the medical tests that need to be ordered in order for you to win your claim.
When facing a medical condition that affects your ability to provide for yourself economically, navigating an intimidating disability claim case can be stressful. Here at The Cochran Firm, our trusted legal professionals are here to ensure you receive the benefits you deserve. If you or someone you know has applied for SSD benefits and has been denied, call The Cochran Firm today, for a free, no-obligation consultation.