Last year, over 15 million Americans used a ride-sharing service like Uber or Lyft. Since it’s inception in 2009, Uber has dominated the ride-sharing industry. In fact, the company boasts over 40 million monthly riders worldwide. With statistics like that, it’s no wonder Uber has become one of the fastest growing companies in the world.
Ride-sharing is a convenient and affordable way to travel. Just a few taps on your smartphone and you’re on your way. But what happens if your convenient car ride is interrupted by an inconvenient collision?
Fortunately, Uber requires drivers to have personal car insurance and the company provides supplemental insurance. The supplemental insurance covers passengers who may be injured in an accident. However, there is a catch. That extra coverage is only in effect when the driver is driving with the Uber app on.
This additional coverage is important because it’s common for the driver’s personal insurance company to deny claims from a ride-sharing accident. Even if the driver has extra liability insurance provided by Uber, it doesn’t mean they will accept responsibility. Uber is a fast growing and powerful business. They have teams of lawyers whose job is to discredit a claim. The bottom line is, if you’re hurt in an Uber accident, regardless of who is at fault, you should be covered. The Uber driver’s personal insurance and the company’s supplemental insurance should take care of any damages or injuries that result from the accident. This doesn’t mean the claims process will be easy. It’s in Uber’s best interest to fight the claim every step of the way. For that reason, it’s in your best interest to hire a lawyer to represent you.
If you or a loved one has been involved in an accident while using a ride-sharing service, call The Cochran Firm today. We will help you determine the next steps in your personal injury case and fight to get the compensation you deserve.